Car Insurance

At Gallant Insurance, we understand how important it is to have peace of mind when you’re behind the wheel.

We will work with you to ensure your car insurance coverage is tailored to meet your needs.

We know price is important, so we will work with you to find the right coverage, at a cost that makes sense.

Required Coverage

Certain coverage is required to drive on public roadways - this includes:


Personal Liability & Property Damage

Personal Liability & Property Damage (PLPD) Insurance to protect you in case you are in an accident and cause injury to others.

Accident Benefits
Coverage

Accident Benefits Coverage for medical expenses should you or your passengers be injured in an accident.

Unidentified or Uninsured Motorist

Unidentified or Uninsured Motorist Protection in case you are involved in an accident with someone who is uninsured or unidentified.

Collision Insurance

Collision insurance pays to repair your car after a car accident. It is an optional coverage meaning you will have to pay extra to add collision insurance to your auto insurance policy. If you have a car loan or lease, your lender or leasing company will most likely require you to have collision insurance.

Comprehensive Insurance

Comprehensive insurance covers the cost of repairs to your vehicle caused by perils other than collision – this would include loss or damage caused by fire, theft, lightning, explosion, falling objects, earthquake, impact with animals, windstorm, hail, rising water, or vandalism.

Accident
Forgiveness

If you’ve been licensed and collision-free for 6 years, your premiums won’t increase after your first collision.

Add-ons to maximize
your protection

Enhance your protection by including coverage for rented vehicles, coverage for replacement transportation, and protection against depreciation of your new vehicle if it’s a write-off within the first few years of purchase.

Discounts

Our companies offer discounts when you bundle your home and auto insurance if you drive a hybrid or electric vehicle and more.