RV Ready? Your Summer Camping Starts Here!

Protect Your Family’s Summer Fun with Insurance for Your RV or Holiday Trailer!

It’s officially camping season in Prince Edward Island! Time to dust off the camper, pack up the family, and hit the road for adventure. But before you leave, make sure you have the right insurance coverage in place to protect both your trip—and your investment.

Enjoy the Season with Confidence

Your holiday trailer or RV is more than just equipment—it’s where memories are made. The right insurance policy helps protect against unexpected events like fire, theft, falling trees, motor vehicle accidents, and more, so you can focus on enjoying your Island getaway.

Coverage for Your Holiday Trailer

Insurance options vary depending on the age of your unit and your coverage preferences. Newer trailers may qualify for replacement cost coverage, while units over 10 years old are typically insured on an actual cash value basis, which accounts for depreciation.

Many holiday trailers can be added to your home or tenant’s insurance policy, though standalone policies are also available. Comprehensive coverage generally includes protection for fire, theft, collision or overturn, and damage caused by falling objects.

Personal Property Protection

Just like your home, your trailer contains valuable belongings. Items like cookware, clothing, bedding, and recreational gear can add up in value quickly. Holiday trailer insurance usually includes personal property coverage to help replace these essentials if they’re lost or damaged.

Detached Structures at Your Site

Have you set up a deck, shed, or other additions at your seasonal campsite? Many policies can extend coverage to these detached structures, providing extra peace of mind.

Golf Cart Coverage

If you zip around the campground in a golf cart, it’s worth checking your policy. Some insurers offer optional coverage for both physical damage and liability associated with golf cart use.

Optional Roadside Assistance

Breakdowns happen—often at the most inconvenient times. Adding roadside assistance to your policy can provide support such as towing, battery boosts, and minor roadside repairs when you need them most.

Whether you’re exploring PEI National Park, relaxing at Cavendish Beach, or enjoying a weekend at Brackley Beach, having the right insurance coverage ensures your camping season is fun, safe, and worry-free.

Enjoy the journey—and stay safe on beautiful Prince Edward Island!